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Privacy Policy - Mercflames

Privacy Policy

Mercflames (“we”, “our”, or “us”) is committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy explains how we collect, use, store, and share your information when you use our website (“Platform”).

Mercflames is a Direct Selling Agent (DSA) partnered with RBI-registered banks and NBFCs. We act as an intermediary to connect users with financial institutions and do not provide loans directly.

1. Information We Collect

We may collect the following types of information:

2. How We Use Your Information

Your information may be used for the following purposes:

Financial platforms typically use collected data to improve services, personalize user experience, and communicate relevant offers. :contentReference[oaicite:0]{index=0}

3. Consent & Communication

By submitting your details on our platform, you expressly consent to be contacted by Mercflames and its partner banks/NBFCs via call, SMS, WhatsApp, or email, even if your number is registered under DND/NCPR.

4. Data Sharing

We may share your information with:

Your data is shared only for legitimate business purposes such as service delivery, verification, and compliance requirements. :contentReference[oaicite:1]{index=1}

5. Data Security

We implement reasonable security measures to protect your personal information from unauthorized access, misuse, or disclosure. However, no method of transmission over the internet is completely secure, and we cannot guarantee absolute security.

6. Cookies & Tracking

Our website may use cookies and similar technologies to enhance user experience, analyze trends, and improve website performance.

7. Data Retention

We retain your information only as long as necessary for providing services, complying with legal obligations, and resolving disputes.

8. User Rights

You have the right to:

Upon valid request, we will take reasonable steps to update or delete your information, subject to legal and regulatory requirements.

9. Third-Party Links

Our website may contain links to third-party websites. Mercflames is not responsible for the privacy practices or content of such websites.

10. Changes to Privacy Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page, and continued use of the platform constitutes acceptance of such changes.

11. Disclaimer

Mercflames is a Direct Selling Agent (DSA) partnered with RBI-registered banks and NBFCs and acts only as an intermediary. All loan approvals, interest rates, and terms are determined by the respective financial institutions.

12. Contact Us

If you have any questions regarding this Privacy Policy, you may contact us through the details provided on our website.